Flood Damage can happen quickly, affecting a single property, or an entire neighborhood. Rivers and streams can overflow their banks following a heavy rain or sudden snow melt, flood damage can accompany other storm events such as tropical storms and hurricanes, and drainage systems can be overwhelmed resulting in groundwater intrusion.
That’s where Disaster Blaster comes in – our experienced flood damage response teams understand what is necessary to properly address the needs of your flood damage as well as the unique insurance claims handling requirements that may apply. When flood damage impacts you or your home, call the experts at Disaster Blaster!
Why you should call Disaster Blaster after a Flood
Disaster Blaster is there when you need us
When the flood waters recede, Disaster Blaster mobilizes to help. We have experienced Flood Damage Response specialists available 24 / 7, so we’re always here when you need us!
Highly trained Flood Damage Response Specialists
Disaster Blaster technicians, estimators, and managers are specially trained to address the needs of your flood damage, assisting with emergency response needs, restoration, and repairs!
We work with your Insurance Company
The insurance claims process, particularly in the case of groundwater or flooding events can be confusing. Our skilled team understands insurance claims and works with your insurance company to address emergency response needs and review needed repairs!
Project Financing may be available
Is your flood damage not covered by insurance? We can help with a variety of project financing options!
*Restrictions may apply.
Disaster Blaster does more
Flood damage can be significant, which is why you need a team that can help no matter what mother nature throws at us! From tarping and boardup services to water mitigation, mold remediation, repairs, and everything in between, Disaster Blaster offers more services, and more ways to help!
*Service offerings may differ per franchise location
What type of property damage does flooding cause?
Flood damage can be significant – just imagine having 4 or 5 feet of water inside your home!
As a result, flooding can cause a variety of issues for your property including:
- Water damage to structural materials such as your flooring, walls, and ceilings
- Water damage to content items inside your home
- Mold Growth
- Structural damage, including foundation damage
In fact, due to the amount of water involved in flooding events, water can continue to wick into dry building materials until the entire property is saturated. We’ve seen properties that were wet all the way to the roof line!
My insurance company says that I had a “flood”, but our area didn’t experience flooding… What does that mean?
Insurance companies use a broader definition of “flooding” to include any water damage that results from water intrusion that touches the ground first before entering your home. This includes rainwater and runoff, gutter and drainage issues, and even in some cases exterior leaks!
This is why your insurance company may refer to your damages as a result of “flood” when your area did not actually experience a flood. In many cases, your insurance policy may exclude or limit coverage for damages that result from groundwater or “flooding” issues.
Due to the unique complexities that flood coverage or the interpretation of groundwater coverage in a standard policy may entail, it’s important to have a qualified and experienced team able to determine the cause of your damages and review these issues with your insurance company. At Disaster Blaster, our experienced team is equipped to address the needs of your flood damage and the claims process as well!
What events commonly cause flooding?
Flooding is the result of accumulated water exceeding the water channel or system. This can be caused by a variety of circumstances including:
- Traditional Definition (Generally affects large areas)
- Heavy or prolonged rain (overwhelms streams, creeks, and rivers)
- Sudden snow or ice melt (overwhelms streams, creeks, and rivers)
- Hurricane or tropical storm (overwhelms local drainage systems)
- Insurance Claims Definition (May affect one property or several)
- Drainage issues such as poor grading, damaged gutter systems, or improper paving
- Outdated or damaged municipal drainage or sewer systems
- Broken water main or municipal water line
Due to the nature of flooding, flood damage can occur virtually anywhere in the country. In fact, according to FEMA 99% of counties across the United States have been impacted by a flooding event!
How does Disaster Blaster help after a flood?
Flood damage can occur following heavy rains and large-scale storm events like hurricanes, or as a result of seasonal changes that cause rapid snow and ice melt that overflows creeks, streams, and rivers. As a result, flooding can occur in many different parts of the country, from coastal towns to cities and rural areas.
When flood waters enter your home, they can cause a tremendous amount of damage very quickly. In addition to the initial damage to the structure and contents, this large volume of water has the potential to wick into building materials, causing significant additional damages and mold growth!
Disaster Blaster knows flood damage and our technicians have the skills and equipment to help. Here are some of the services your local Disaster Blaster provides to assist with flood damage events:
- Removal of mud & dirt left in your home following a flood event
- Water Damage / Flood Damage Mitigation services
- Mold Remediation
- Disinfection & Sanitization services
- Debris Cleanup, Removal, & Disposal services
- Repair Services
Does Homeowners Insurance cover Flood Damage?
Homeowners Insurance – Insurance companies often use a much broader definition of flood damage to include any damage caused by water that first touches the ground before entering your house (ground water). While this damage is often excluded from traditional home insurance policies, depending on how the water entered your home and the circumstances that surround that event, some insurance policies may offer limited “Backup & Equipment Failure” endorsement coverage. If you have this endorsement on your policy, and the water entered your home by backing up through the drain or sewer system or as a result of failure of systems in place to prevent water intrusion such as sump pumps, you may have limited coverage available to address your issue.
Flood Insurance – Specialized Flood Insurance is available to cover damages that result from flood damage events. While most commonly purchased by homeowners that have property in flood plains, flood damage can happen virtually anywhere and is available to property owners that are not directly in flood plains. Flood insurance policies cover the damages that result from a flood event and can assist in restoring your property following a flood damage.
What if Mold begins to develop?
Mold can develop quickly following a flood damage event due to the extent of water damage and the level of contaminants in the water itself. As a result, it’s important to hire qualified professionals able to address mold issues as well.
Disaster Blaster technicians are trained Mold Remediation professionals, able to assist with not only the necessary water mitigation and drying services, but the mold remediation as well. As a full service company, our professionals will be able to assess your property for mold issues that may have begun and develop a response plan to address all of these issues together.
What you should do after a Flood
Do Be Cautious of Hazards
Flood damage can be severe, resulting in structural damage, trip & fall hazards, and electrical hazards. Always use caution inside and around your property.
Do Document Damage
Take pictures of all of the flood damage to your home and contents, and keep a list of anything that has to be disposed of.
Do Contact your local Disaster Blaster
Disaster Blaster experts have unique training and equipment to address flood damage quickly and effectively!
Do Prevent Further Damage
Taking steps right away to prevent further damage such as removing wet and unsalvageable content items can dramatically reduce your overall property damages.
Do Contact Your Insurance Company
Following a flood damage event, your insurance company may be overwhelmed with reported claims. Calling them right away will get the process started as quickly as possible.
Do Start Mitigation Services Right Away
The damage to your property will continue to worsen if not addressed right away. Your local Disaster Blaster will be able to prevent further damage and begin the process for you!
What you should NOT do after a Flood
Don’t Use Your Property’s Electric Service
Until it’s been inspected and determined to be safe, use of your property’s electric service can be very dangerous.
Don’t Use Fans if there’s Mold
Mold can begin to develop quickly following a flooding event making this a common issue. Mold spores can be spread around by air movement, so it’s recommended not to use fans if mold is present.
Don’t Just Pump Out all of the Water
If your basement is still full of water, don’t pump it out all at once, as the pressure differential from the exterior of your foundation could cause structural damage.
Don’t Assume Things are Dry
What ‘feels dry’ often isn’t dry. This is why Disaster Blaster Pros use specialized equipment to monitor drying on every Flood Damage.
Don't Wait
Water Damage and Mold issues can worsen quickly. When you discover flood damage, contact your local Disaster Blaster right away so that it can be addressed before additional damage occurs.
Don’t Complete Repairs Until Everything is Dry
Completing repairs before everything is dry can lead to mold and other issues.
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