What is Mold?
Mold is a living organism that naturally exists in the outdoor environment. As part of mold's lifecycle, it regularly produces and releases mold spores into the air as a means to propogate the next generation of mold to new areas and surfaces. Every time you open your door or window, mold spores are coming into your home.
While this is generally not an issue, when the conditions are right, mold growth is able to develop in our homes and businesses. This can create a number of issues in buildings, as mold can quickly contaminate previously unaffected rooms and even floors!
As a result, it's important to have mold issues resolved quickly by a qualified professional.
Does Mold make you sick?
Studies are ongoing to determine the full extent of mold exposure on our health. In fact, while ingesting food-based molds is well understood to result in a number of short and long term health issues, our understanding of the health effects of exposure to molds in homes and businesses remains quite limited.
While we have determined that a number of molds do produce mycotoxins, which have been shown to cause upper respiratory issues, trigger allergic reactions, and agravate asthma, we have not been able to prove that any particular mold does not produce mycotoxins. In fact, many in the scientific community now believe that we simply are not yet able to test for the mycotoxin compounds produced by some molds.
As a result, we still do not know the extent to which mold exposure may affect an occupant's health or in what way. Recently, the concern of "mold toxicity", whereby long term or high levels of exposure to mold, mold spores, and their mycotoxins is believed to cause more severe and even long term health effects has begun to gain traction in the scientific and medical communities. Learn more about Mold Toxicity.
Does Homeowners Insurance cover Mold?
Possibly. Depending upon your insurance policy, you may have coverage for mold contamination that results from an otherwise covered loss. For example, if you have a roof leak and mold develops as a result, your policy may include coverage to address the mold issue as well.
It is extremely important however to ensure that you schedule mitigation and drying services immediately. Mold that results from failure to properly or adequately mitigate a water issue is generally not covered under the policy. Learn more about Mold and Insurance Coverage.
About Mold Remediation
As part of the mold remediation process, a qualified professional will not only remove visible mold growth and contaminated building materials, but will also diligintly remove the mold spores as well. This is particularly important, as the mold spores are believed to be the primary cause of mold related illness and allergic reactions.
Additionally, as part of any mold remediation plan, your mitigation contractor should be assisting you in addressing and resolving the underlying moisture issue that allowed the mold to develop in the first place. In this way, you can be sure that your mold issue will not come back after the work is completed. It is important to understand that any future moisture issue can result in mold developing in this area again, so it remains important to address water issues quickly.
Should you have a Mold Issue in your home or business, or any questions, please do not hesitate to Contact Our Offices.
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