- What is Flood Insurance? Flood Insurance is specialty coverage available through the Federal National Flood Insurance Program . This coverage is made available to assist homeowners in the event of flooding from rising bodies of water such as lakes, rivers, streams, and oceans, and in cases where existing flood controls, such as levies, fail. Available Flood Insurance coverage is managed and administered by the Federal Emergency Management Agency . This coverage is available in two parts. One, a policy that covers property damage such as your home. And two, a policy that covers personal property such as furniture and contents. Homeowners can purchase one or both of these policies. It's important to note that standard home insurance policies exclude flood damage, making Flood Insurance a valuable coverage to have if your property is at risk of flooding. Would you like to take control of your future and build a business you can be proud of? We can help. As a Disaster Blaster Franchise Partner, our industry experts will help you unlock the potential of the $210 billion restoration industry. Disaster Blaster offers the most revenue streams in the restoration industry, training and support from industry experts, a unique model primed for your success, and more, call our franchise team today to learn more at 242-1042 or visit us on the web at www.DisasterBlasterFranchise.com.